The IU Plan is administered by Anthem in partnership with University Health Plans (UHP). You do pay a fee for this, but IU negotiates reasonable rates every year. Students and scholars enroll in and pay for the IU Plan differently, and dependents can be added separately.
University Human Resources provides detailed information about the plan, the coverage it provides, and its costs.
This includes things like vaccinations and immunizations, annual physicals, and regular doctor appointments. Women are covered for annual well-women visits and contraceptives, if desired.
In the U.S. many insurance companies do not provide coverage for any kind of pre-existing condition or sickness for which you were treated before the effective start date of your insurance policy. In many cases, pregnancy is treated as a pre-existing condition.
Anthem covers maternity care regardless of when/where the baby was conceived. This covers the expenses for pre-natal care, delivery, complications, and the first 30 days after your baby is born.
Anthem covers things like counseling and disability testing as well as alcohol/drug related treatment.
Anthem covers your medical costs in the event that you have a serious injury/accident (like a car accident).
Anthem will provide coverage for injuries caused by participating in sports (even intramural or intercollegiate sports). Most other insurance companies will not.
Anthem includes coverage for short-term rehabilitation or physical therapy when it is prescribed by your doctor.
With the Anthem Dental Complete plan, Anthem will pay for two oral exams and teeth cleanings every year. Other dental services are covered at 50%.
Anthem automatically enrolls you in the Blue View Vision plan. Receive one eye exam per year with a $20 copay, and take advantage of discounts on eyewear and more.
Academic Emergency Services provides assistance worldwide and can assist with:
Not sure if you need to see a doctor or go to the Emergency Room (ER)? Call Anthem's 24/7 NurseLine to chat with a registered nurse about any health-related issue, and get help finding the nearest medical provider or specialist.
In the U.S., most insurance companies have a "preferred provider network" or "in-network doctors." This simply means that they contract with certain doctors to provide care to their patients at a reduced cost to the insurance companies.
This means you should always use a preferred or in-network provider. Anthem has a very large list of doctors that they consider to be preferred providers, which means that you see a lower cost of your visit/care.
You can search for a specific type of doctor, doctor's gender, or even geographical location.
Download Anthem's Sydney app on your mobile device to access your health insurance information, including your ID card, benefit information, and provider network.
You don't need to leave your house to seek medical care anymore. Sign up for LiveHealth Online, and have an appointment with a doctor through live video on your computer, tablet, or smartphone.
