All IU international students in F or J status along with their dependents are required to have health insurance for their entire stay in the United States.
You may have insurance from your home country that meets this requirement, but your policy is required to meet certain minimum coverage levels.
If you do not already have insurance, we will enroll you in the IU Plan, administered by Aetna Student Health, and bill you for the cost.
IU International PlanThe IU Health Insurance Fee is billed to your bursar account once per semester.
Fall 2018
$756 fee (billed in September)
Spring & summer 2019
$1,043 fee (billed in February)
All IU Bloomington students are required to pay a mandatory health center fee. This fee is not insurance—it helps to support the IU Health Center.
If you have a qualifying IU assistantship or fellowship, you may be covered by a different IU plan.
If you already have a health insurance plan that is equivalent to or better than the IU Plan, you may submit a waiver.
IU’s minimum coverage requirements exceed those set forth by the U.S. Department of State, ensuring you remain healthy and safe in the U.S. To waive the IU Plan, your policy must provide the following coverage:
F-1 students
Your policy must become effective by no later than the first day of classes every semester. For the fall, your policy must provide coverage until December 31. For the spring/summer, you must have coverage until July 31.
J-1 students
Your policy must become effective on the day you enter the U.S., and you must maintain continuous health insurance coverage for the duration of your J program or until you leave the U.S.
If your dependents have coverage under the same policy, submit their information with your waiver.
This is the minimum amount of health insurance coverage you should have.
For your protection and to avoid paying higher medical costs when you see a U.S. doctor, we recommend you purchase the IU insurance plan or an insurance plan with a higher level of coverage.
You are responsible for ensuring your dependents have health insurance, and you may purchase health insurance for them through IU. Dependents are not automatically enrolled, and the cost cannot be billed to your bursar account.
